Bridging Loans
Short‑term finance designed to help you move quickly when buying, refinancing, or renovating property.
What Is a Bridging Loan?
A bridging loan is a short‑term funding option used to “bridge” the gap between buying a property and securing long‑term finance or selling another asset. They are fast, flexible, and ideal when timing is critical.
Common Uses
✓ Buying a property before selling your current one
✓ Auction purchases requiring fast completion
✓ Funding refurbishments, conversions, or light development
✓ Releasing equity tied up in existing property
Types of Bridging Loans
✓ Regulated bridging — for residential property you or family intend to live in
✓ Unregulated bridging — for investment, development, or commercial purposes
✓ Development bridging — for refurbishment, conversions, and pre‑planning projects
Commercial Mortgages Enquiry
Call us on the number below and we’ll introduce you to suitable lenders who may be able to help.
Call us on 0208 897 0000 for a no‑obligation quote.
Who Do We Support?
➤ Homebuyers
Fast funding to secure a property before your existing home sells.
➤ Property Investors
Quick access to capital for opportunities that require immediate action.
➤ Developers & Renovators
Finance for light refurbishments, conversions, and pre‑planning projects.
➤ Auction Buyers
Funding that meets tight auction deadlines and completion requirements.
When can a bridging loan be used?
✓ Regulated and unregulated bridging options available
✓ Ideal for chain breaks or urgent purchases where timing is critical
✓ Suitable for limited companies, SPVs and individual applicants
✓ Works for light, medium or heavy refurbishment projects
✓ Auction purchases with tight completion deadlines
✓ Properties that are unmortgageable or require significant work
✓ Development bridging, including staged drawdowns
Bridging finance is designed to be flexible, making it suitable for a wide range of property scenarios — from quick purchases to complex refurbishments or development projects.
Key features
✓ Loan‑to‑value options up to 80%
✓ Competitive monthly rates depending on circumstances
✓ No exit fees on many products
✓ Terms available up to 24 months
✓ Interest options: retained, rolled‑up or serviced monthly
✓ Residential and commercial bridging solutions
✓ Whole‑of‑market access with fully advised support
